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Business Insurance


We live in an environment where many lawsuits are filed against businesses. You need an agent to take the time to cover you properly and not simply sell you something that is cheap. Do not purchase something without knowing what you are getting just to find out you have no insurance coverage.

No matter how diligently you try to remove all possible hazards from your business, the truth is that you could still be sued successfully for accidents resulting from the carelessness of a customer.

Thankfully, you can protect yourself and your business against devastating claims for things over which you have minimal control. This type of insurance is called Business Liability Insurance, and its just what you need in order to counter the unknown risks posed by products, directors & officers, errors & omissions, discrimination and other such liabilities.

Jean Deese Agency Insurance offers Professional Liability Insurance services to Manufacturers, Wholesale, Retail, Services, Transportation, Construction, Commercial Real Estate, small Contractors, Restaurants, Hotels, Apartments, and many other businesses throughout the State of Alabama.

We have the valuable experience and the necessary resources to analyze and recommend the correct amount of Business Liability Insurance for your small business. We will take the time to show you and explain to you the best coverages you can afford for your budget.

Protecting your Assets and Liabilities

Our exposure analysis identifies your business' risks and recommends the optimal blend of insurance coverage and risk management. This generally involves a combination of:

  • Workers Compensation
  • Property Liability
  • Business Auto Insurance
  • and More

Business Liability Insurance Features

Business liability insurance coverage insures your business in the event of accidents and injury that might occur on your premises and any exposures related to your products. It will protect your business from possible huge payments for bodily injury or property damage to a third party and for medical expenses accruing to the underlying incident. It will also absorb the cost of defending lawsuits that may include needing investigations or settlements, and for any judgments or bonds required during an appeal.



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